Nigerians who want to pay for an Apple Music membership with their Naira Mastercards are frequently declined. Some people have attempted to resolve the issue by changing the country in which their Apple ID is registered. However, this actually generates a new series of problems, including the rejection of their Nigerian debit cards.

Payment is a regular issue that consumers in Nigeria face while trying to subscribe on international platforms like Steam, Google Play and even on Apple Music. The most regularly used Naira MasterCards issued by banks do not work for whatever reason. If you don’t have an Apple gift card to pay for Apple Music and want to use a debit card, this simple article explains how to pay for Apple Music in Nigeria and solves the problem.

According to Apple’s website, most Nigerian debit and credit cards are accepted for Apple Music membership payments. Nigerians, on the other hand, have a different perspective. The majority of them are ineffective.

Apple announced a few years ago that it would begin accepting Naira payments on its App Store, iTunes, and Apple Music, but no Nigerian cards could be used to pay on these platforms because banks had blocked Dynamic Currency Conversion (DCC) transactions, which allowed international vendors to charge in Naira. As a result, if you want to pay for Apple Music in Nigeria, you’ll have to hunt for another payment method.

So, what about PayPal? Unfortunately, utilising Nigerian Paypal accounts is a pain because these accounts can only send money, not receive it. “Craziness,” did you say? I concur. How do you spend money that you don’t have? It should be linked to your bank account. This brings us to a new set of problems.

So, let’s get to the crux of the matter.

How do you pay for Apple Music in Nigeria?

If you live in Nigeria, you have three options for paying for your Apple Music membership. They are intertwined, and some may claim that there is only one path to choose.

1. Make Use of a Visa Card

Visa debit cards, like their Mastercard counterparts, are linked to your bank account. All payments are made using a direct debit from the bank account associated with the account.

Visa cards have been found to work for foreign online payments whereas Mastercard debit cards have failed, so you should try them out. To obtain one, you must go to a branch of the bank you wish to obtain one from.

2. Make Use of a Virtual Card

Flutterwave’s barter card is used to pay merchants. Wema bank’s Alat card is another option. All of them are virtual cards that you may load with money from your main Nigerian bank account and use to make online purchases.

The Barter App by Flutterwave has virtual cards for both Naira and Dollar currencies. When you try the naira card for your Apple Music subscription and it fails to work, you can be rest assured the dollar card will work. So easily convert the naira in your naira card to dollar into the dollar card. This process is easily done on the Barter App.

3. Use A Domiciliary Account Dollar card

Dollar cards, which are linked to your domiciliary account and are more effective for international payments, are also available from several banks. However, using them is time-consuming and can be stressful because you must first get US dollars and then fund your domiciliary account before you can continue with your transaction.

Wrapping Up

Living in Nigeria, and relying on international services, is one of the most difficult things to do these days. Getting a domiciliary account is one of the options mentioned above, but you still won’t be able to spend more than your monthly limit. Which is a pity. However, you should rest assured that one of the options given above will suit your needs. And not to forget that you can always sell apple gift cards incase you ever get one you do not need.